Our Finance Center: The Final Step of the Car Buying Journey


After you've toured our inventory, discussed your options with our team and settled on a car, truck or SUV, the next step is to visit our finance center. This is where our team of automotive financing specialists can discuss your purchase options with you. They can explain the nuances of the car-buying process and tailor a custom payment plan that works with your specific budget.

  • Finance: If you are interested in owning your car and enjoy the option of customizing it how you like then our team may recommend financing. This is where you take a loan out with our dealership and slowly pay it month by month. Folks enjoy this option for its freedom because you can sell at any time you want and there are no mileage limits!
  • Lease: Think of this as an extended rental where you only pay for the depreciation on the vehicle. At the end of your lease, you return the car to our dealership with the worry of having to sell it. But, you do have the option to buy the vehicle if you truly enjoyed your time with it.
  • Buy: This is far less common than the other two buying options because you have to pay for the full value of the vehicle right away. Most folks accomplish this by seeking a third-party financer, which can be advantageous if they provide you with no interest rate because the interest rate our dealership offers is already fairly low!

Don't forget to ask our finance staff about our available specials. Our Kia dealership commonly runs specials to mitigate costs for our guests and provide incentives to buy. By utilizing our specials, you can save money and do more of the things you love with your newly available capital!


Car Town Kia

3120 Lexington Rd
Directions Nicholasville, KY 40356

  • Sales: 859-887-4737
  • Service: 859-887-4737
  • Parts: 859-887-4737


  • Monday 9:00AM-7:00PM
  • Tuesday 9:00AM-7:00PM
  • Wednesday 9:00AM-7:00PM
  • Thursday 9:00AM-7:00PM
  • Friday 9:00AM-7:00PM
  • Saturday 9:00AM-7:00PM
  • Sunday Closed