Kia Finance Center near Lexington, KY

Open Today! Sales: 9am-8pm Call us at: (859) 295-3139

Is it time to track down your next on-road companion? Are you ready to experience some simplified and streamlined auto-financing assistance? If so, that’s exactly what the Car Town Kia team has in store for drivers who live or work near Frankfort, Lexington, or Nicholasville, Kentucky. You can count on everyone you come into contact with here to go the extra mile and provide straightforward auto-financing support. Take a moment to read over the following introduction to our finance department to find out if we’ll make a good fit!

If you have any questions while you’re reading along, you’re welcome to reach out to any member of our team by sending an email, giving us a call, or simply stopping by to visit us in person. We’ll be happy to answer them for you right away!


Kia Finance Center Nicholasville, KY

When you take your seat inside our finance offices, you’ll have the opportunity to work closely with one of the friendly and knowledgeable specialists you’ll find there. Not only do they have the answers to each of your questions, but they also know which questions to ask to make the process move smoothly. They’ll be at your disposal to guide you through each step of the purchasing process, from trade-in to signing on the dotted line.

There’s no one-size-fits-all route to auto financing. It’s for this reason that your finance expert will develop a tailor-made financing plan that suits your individual needs and budget. They’ll also make it easy for you to decide between buying and leasing before helping you secure a low-interest loan or a competitive lease rate on your next set of wheels.

Kia Financing

We hope you know this kind of support begins even before you walk through our doors. We’ve provided valuable online resources you can use while preparing for your time with us.

For starters, there’s the Value Your Trade tool. Making use of this resource will help you find out approximately how much your current mode of transportation is worth if you plan to trade it in. There’s also the secure finance application. Filling it out ahead of time will get the ball rolling toward gaining approval for a loan.

Leasing vs. Buying Nicholasville, KY

Do you find yourself considering whether to lease or buy your next commuter? To help you choose the route that works best with your particular preferences, we’ve compiled a few of the advantages that come with both options. Dive in to get closer to making your decision!

Leasing Benefits

Leasing comes with a lot of advantages that are worth taking into consideration. First, your down payment and monthly payment are likely to be considerably lower. This is possible because you won’t be financially responsible for the vehicle’s entire value. There’s even a chance you won’t have to provide a down payment at all.

Do you appreciate having access to advanced technologies while you’re making your way from Point A to Point B? Leasing on a regular basis might appeal to you, then, as it allows you to move on to a vehicle with the latest convenience, entertainment, and safety features every few years.

Remember, the car you’ll be leasing will be new and under warranty. These two facts mean it’s unlikely you’ll spend much time in the service center other than when your vehicle is due to have routine maintenance tasks performed.

When the term of the lease is over, you won’t have to trade in the model with a reduced value. Instead, you’ll simply return it to the dealer and begin thinking about what you’d like to lease next.

Advantages of Buying

Aspects that belong in purchasing’s pro column include the fact that your credit score does not have to be as high as it does when leasing.

Something else to keep in mind is that you won’t have to maintain the car’s mileage below a specific number.

Finally, when the loan is fully paid, the vehicle officially belongs to you. As a result, you’re free to make any modifications you’d like. You can also trade it in for a newer model if you’d prefer.

Stop by Our Kia Financing Center in Nicholasville, KY

Here at Car Town Kia, we know helping you choose the right Kia vehicle is merely the beginning of what we hope will be a long relationship. With our expert assistance, we’re confident you’ll be able to take the keys and get behind the wheel of your new Kia car before you know it!

All you have to do is stop by our Kia dealership near Nicholasville, Frankfort, and Lexington, KY, to take a test drive and learn more about your auto-financing options today!

Dealer Info

Phone Numbers:Sales Hours:
  • Mon - Sat9:00 AM - 8:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:30 AM - 6:00 PM
  • Sat8:00 AM - 2:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:30 AM - 6:00 PM
  • Sat8:00 AM - 2:00 PM
  • SunClosed
Car Town Kia USA is located at: 3120 Lexington Rd • Nicholasville, KY 40356
Car Town Kia USA 37.93881474355147, -84.54675003248796.