We care about our community, so it’s important for us to be able to offer vehicles to as many people as possible — especially those who have faced hard times. Even if you are in a credit-rebuilding state, it’s still possible to drive away in a new or used vehicle from Car Town KIA USA in Nicholasville, KY, where we have finance experts who are proficient and advanced when it comes to bad credit loans and bad credit financing. Get in touch with our experienced, knowledgeable and friendly finance specialists; they’ll work with you to explain your available options, including loans from lenders who specifically focus on helping those in less than perfect credit situations.  Here at Car Town KIA USA, we work with more than 24 banks to ensure that we can meet the needs of our customers. 
At Car Town KIA USA, we work with several well-known banks that assist those in need of acquiring an auto loan: Credit Acceptance Corporation, Consumer Portfolio Services, Santander and others are readily available to assist our customers, including those who are new buyers with a 0 credit score, or looking for their first auto loan in Lexington, KY, Nicholasville, KY and surrounding areas. 
We offer specialized financing because we want to provide you with the best possible experience when you walk into our dealership, make sure you leave with a smile and a great story to tell your friends and family! Your current credit journey may have had some bumps along the way, but your future with Car Town KIA USA can be a smooth ride! 
We want to help you discover financing that works for you and provide you with a tool to potentially build your credit! Visit our pre-approval page and sign up to get pre-qualified now! If you’d like to reach our financing specialists directly, please call 859-887-4737.